My Car Was Broken Into But No Damage, Do I Need To Report To Insurance?

Last updated on April 21st, 2022 at 08:52 am

Every year, a lot of people fall victim to car theft. Imagine after you park your car at a shopping complex, and you lock your car and leave, only to come back seeing it’s been broken into with personal belongings stolen.

This is a common crime that accounts for about 27% of all larceny-theft in the United States alone. It’s according to the 2019 crime report published by the Federal Bureau of Investigation.

Lots of victims complain and ask, my car was broken into but no damage, and do I need to report to Insurance? In today’s article, I’ll answer this question and others for people who have fallen victim to car theft.

If Someone Broke Into My Car And Took Nothing What Should I Do

Whenever you notice your car has been broken into, here are some things you should do.

· Look for CCTV or eyewitnesses

Look for anyone around if they notice any person acting suspiciously close to your car. Once you find a witness, write down what the person has to say and hand it to the police. You can also see if some nearby offices and stores have CCTV and could have recorded the break-in.

· Call the police

You need to immediately call the police once you notice the break-in, this is important. Make sure you do not touch anything or remove anything around the car for your protection in case of any forensics evidence.

· Get in touch with your insurance provider

This will depend on the damage level of the vehicle, you may or may not want to reach out to your insurance provider. This is because minor damages to your car can be fixed easily without an insurance claim.

· Fix The Car

Fixing your car will be easy if you chose to make an insurance claim to the damage. But in case you do not have insurance, contact a good mechanic to repair the car, and then you can ensure to get car insurance later.

My Car Was Broken Into At My Apartment

Right in your apartment and you notice a scary break-in of your car, what would you do? Many properties owners have little car break-ins and thefts mentioning devices. Your landlord has to maintain livable and property safety which includes preventing foreseeable accidents and crimes such as car theft.

But most crimes and accidents come out as unforeseeable by nature. Except you have evidence to prove that your landlord or property manager acted negligently. Apart from this, you won’t win in holding them financially accountable for your car break-in or theft.

How Is It That Someone Broke Into My Car Without Breaking The Window

When you mistakenly forget your keys in your car, it becomes difficult getting your car unlocked by a professional. One of the ways for breaking into a car that has automatic locks without damaging the car is wedging a space in the door and hitting the lock button with a long poker.

How To Catch Someone Who Broke Into Your Car

Using a baby monitor helps you in keeping track of your car without worries. It can be small in appearance, it will help in attracting the attention of thieves during a car break-in. As the thieves come closer to the monitor, it will keep a record of the face. This device comes with audio sensors that enable you to hear every noise that’s close to and inside the car.

This is an unexpected anti-theft device you should have, and having the monitor installed on your vehicle, you’ll be able to know where your car is no matter where you are.

Should You Report A Car Break-In If Nothing Was Stolen?

Yes, you should. This is very important that you immediately call the police to report when you noticed a break-in. But ensure you do not touch anything or remove anything from the car for your protection in case of any forensics evidence. Remember that if there are increased reports, it could lead to an increased presence of police, which means a safer neighborhood for you and others.

The Car Keeps Getting Broken Into: Does Car Insurance Cover Break-In

Yes, having comprehensive car insurance will cover any car break-ins and theft. It will replace or repair your car if it’s damaged or stolen.

However, the decision to file for an insurance claim will depend on the damage done to your car and the items stolen during the break-in. This complete insurance coverage can cover damage such as fire, theft, and vandalism. You may also need to look at the comparison table for the Cheapest Car Insurance For 21-Year-Old and below for both males and females as well.

How To Report A Car Break-In In The US

Once there’s any break-in to your car, the police need to be informed. Make sure that the local police department’s non-emergency is informed with a detailed report. Once you do this, an officer will be sent to the scene.

Make sure you don’t forget to report to the police because your insurance provider would need a police report in case you’re filing for a theft claim.

Below are some things needed to help speed up the reporting process:

A valid driver’s license
The registration of your vehicle
Your auto insurance ID card
Pictures of the damages and list of stolen items

If Someone Breaks Into Your Car Do Insurance Cover It

Yes, insurance will cover your car when someone breaks into your car; but you must have comprehensive car insurance which includes coverage for break-ins. Comprehensive car insurance will replace or repair your car if it’s damaged or stolen. This complete insurance coverage can cover damage such as fire, theft, and vandalism.